Think about the party - what's the location? How many guests? If it is a 200-person event at the Ritz, you're going to need to be dressier than a dinner party for 20. Black Tie is quite formal and what most people are accustomed to on formal party invitations.
Women: Again, long gowns in satin or velvet but less dressy than White Tie are good selections. It is always a safe bet to go with an elegant black dress. You can go with shorter knee-length dresses (stay away from minis) and beading or elegant trim is fine. Hair and makeup follow the same rules as White Tie - the finished look should be polished and elegant. Shoes - think rhinestones, decorative stones or beading. Jewelry of full strand pearls, gold or platinum chains with pearls or diamonds or diamond tennis bracelets and necklaces is appropriate.
Men: Black tuxedo jacket and matching pants, formal white shirt and studs to replace buttons, matching black bow tie and cummerbund (remember the folds face up to catch the crumbs - that's why it's nicknamed a crumb-catcher) , formal black patent shoes and black dress socks, elegant tasteful jewelry / watch / cuff links are expected. No gloves unless it's cold and they go with your very expensive overcoat.
Holiday Black Tie: Women might want to try a great red dress with a beautiful wrap or faux-fur and a beaded bag and beautiful pumps.
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